My sister faced the ToT question a few years ago as a forest fire approached her house. She had a few days to think about what she would need, but not everyone in this situation has that luxury. She was out of her house for almost 6 weeks, but her town was saved (due to nature's capriciousness) and while she was happy to have a home to come back to, she joked she had rebuilt it into the house of her dreams during the time she was away, that she was disappointed to come back to the same old house.
Loosing your home would be about as hard a trauma as anyone could go through and it is impossible to know what would be missed, but a few obvious things come to mind.
1. Important papers would be very hard to replace, so we keep them safe, in one place.
2. I love my antique Japanese table as much as any other thing in my house and I would mourn it's loss. The rest of my furniture I can only wish would go up in smoke.
3. Every hand knit item made by someone else would be most important of all my knitting. The love that went into each one while being knit cannot be replace.
4. The water color painting by my entrance way. It's on "permanent load" from a friend. It's a scene of a place in the So. Utah desert and I find the colors peaceful and the painting facsinating to study.
5. The Evertt Ruess prints Smith gave to me for an Anniversary gift years ago.
6. My wedding ring and a few pieces of jewelry, but in the all of it, none of it is all that important to me.
7. Pictures, pictures, pictures. Any picture in my house, especially the ones my father took of me and my siblings.
8. Our cars (in the carport), even though, they are beaters, they would be able to give us a freedom of movement without relying on someone else.
9. Some of my hand stitched treasures, as they are dear and I will never be able to stitch the tiny stitches they are would require.
10. My computer, which wouldn't be a big loss, but it has my favorites and there are a slew of pictures saved on it, too.
Have you given this subject much thought? It's something I pray never happens to any of you.